> For the complete documentation index, see [llms.txt](https://doc.universe25.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://doc.universe25.io/extras/disclaimer.md).

# Disclaimer

**Note**: The plans in this document are subject to change. Changes will be made by the **universe25** team with input from advisors and the community input. 

This document should be considered a living document and will be updated as necessary. Nothing in this document should be considered financial advice or used to inform financial or investment decisions, and it should not be construed as a guarantee by **universe25** or any mentioned individual or organization.